If there’s one thing Gen Z and Millennials love, it’s finding smart, hands-off ways to grow their money. Life’s too short to be stressing over every stock move. Between work, side hustles, and just trying to live, most of us don’t have time (or the patience) for non-stop market watching. That’s why automated investing has become my secret sauce for building wealth without all the hassle. It’s like setting my money on autopilot—so I can keep doing me, while my money does its thing.

Curious? Here’s why I’m all in on automated investing.

1. Low Fees, More Money for Me

Traditional financial advisors? They’re expensive, and honestly, talking to one can feel intimidating. But with automated investing, it’s a whole different story. The fees are way lower, so I get to keep more of what I earn. Instead of watching my returns disappear into high advisory fees, I’m only paying a small amount because algorithms do all the heavy lifting. It’s simple math: lower fees mean more money stays in my account. With Surmount, I only pay $10 a month—that’s it. The rest is mine to keep.

2. Hands-Off, Time-Saving Magic

We’re all busy, right? Automated investing gets that and takes all the market guesswork off my hands. No more late-night doomscrolling or stressing over every market update. I just set it up, and the algorithms take care of the rest. It’s like having a financial co-pilot that keeps my investments on track—without the anxiety.

3. Instant Diversification (Without the Research)

Who has hours to figure out the perfect mix of stocks and funds? Automated investing hooks me up with a diversified portfolio based on my goals and risk vibe—no finance degree required. Whether I’m into sustainable companies, tech, or emerging markets, I get a balanced mix without lifting a finger.

4. Keeps My Emotions Out of the Picture

Let’s be real: the market can get pretty wild, and it’s tempting to jump on the latest meme stock or react to every headline. With automated investing, though, I don’t have to worry about chasing trends or panicking during market dips. It follows a steady, well-thought-out plan, keeping my investments on track and helping me avoid those “uh-oh” moments. My emotions can finally take a back seat.

5. Start Small, Build Big

You don’t need a ton of cash to get started and access expert-curated strategies, which is a game-changer. Automated investing lets me dive in even with just a little to spare, making it super accessible. It’s not just for big spenders—anyone can get started, even on a budget. So really, "I don't have enough money" is no longer an excuse!

6. Automatic Rebalancing (No Effort Needed)

When markets shift, your portfolio can drift from its intended balance, which might leave you exposed to more risk than you planned for. Automated investing takes care of rebalancing, so your investments stay aligned with your goals without any manual effort. Think of it like a regular tune-up—keeping everything on course and ensuring your strategy is always working towards your financial goals, no matter what the market does.

7. “Set It and Forget It” Style

This is honestly my favorite part. Once I set up my preferences, automated investing runs on its own. I don’t have to check in every day—it’s working for me 24/7. Now I check my portfolio once a week. My money’s on autopilot, so I can focus on everything else that matters.

Final Thoughts

Automated investing has been a total game-changer for me. It’s low-cost, stress-free, and just makes sense if you’re busy but still want to build your portfolio. If you’re looking for a way to grow your money without diving into the details, automated investing is seriously the move. Let it handle the heavy lifting, so you can focus on living your life!

The information presented is for educational purposes only and not an offer or solicitation for any specific investments. Investments involve risk and are not guaranteed. Consult with a financial adviser before making any investment decisions. Past performance does not guarantee future results.