In today's fast-paced world, more and more investors are turning to automated investing to build their portfolios and grow wealth—without having to monitor every market movement. If you’re new to the concept, don’t worry! This guide will walk you through how to automate investing effectively, especially if you're starting with a small account. The good news? Automated investing isn’t just for the Wall Street pros—it’s for anyone who wants to take control of their financial future.

What is Automated Investing?

Automated investing is a process where technology and algorithms handle investment decisions on your behalf. By utilizing automated investing strategies, you can put your investments on autopilot. These strategies are typically based on predefined rules and risk tolerance, making it easier for you to stay on track without getting emotionally involved in day-to-day market fluctuations.

Why Automate Your Investments?

Automating your investments can help you:

• Save time: No more spending hours tracking the market.

• Reduce emotional trading: Algorithms stick to the plan, helping you avoid impulsive decisions.

• Stay disciplined: Consistent investing, even in market downturns, is crucial for long-term success.

• Leverage data-driven strategies: Algorithms use historical data and real-time analytics to guide your investments.

• Make investing accessible: Whether you’re starting with $100 or $10,000, investing automation for small accounts is possible, thanks to platforms like Surmount.

Step 1: Choose the Right Platform

When considering how to automate investing, the first step is to find the right platform. Look for one that offers:

• Ease of use: You want a platform with a simple, intuitive interface.

• Customization: Some platforms offer preset strategies, while others allow you to tweak and customize strategies to suit your financial goals.

• Low fees: For beginner investors with small accounts, finding a low-cost platform is crucial to ensure fees don't eat into your profits.

Surmount, for instance, is designed with beginners in mind. It offers access to automated investing strategies that are perfect for small accounts and beginners. You can start small, test the waters, and gradually build your portfolio.

Step 2: Set Your Financial Goals

Before diving into automated investing, define your financial goals. Are you saving for retirement, a down payment, or simply growing your wealth? Your goals will influence the strategies you choose.

Automated systems can help you:

• Maximize growth by focusing on more aggressive strategies

• Preserve wealth through conservative, low-risk strategies

• Generate passive income by selecting dividend-based strategies

Make sure you’re clear on your risk tolerance and time horizon, as these will determine how aggressive or conservative your automated strategy should be.

Step 3: Pick Your Investment Strategy

There are countless automated investing strategies available, but they generally fall into two categories:

• Passive: These strategies focus on long-term, buy-and-hold investing, where the goal is to minimize costs and maintain a diversified portfolio. Index fund-based strategies are a popular choice.

• Active: These strategies involve more frequent trades, seeking to capitalize on market opportunities. Algorithmic trading strategies, for instance, may automatically buy or sell based on predefined technical indicators.

Surmount offers a variety of customizable strategies designed to suit different investing styles. Whether you're a risk-averse investor or someone looking for higher returns, there’s an automated strategy that fits.

Step 4: Start Small and Scale Gradually

One of the best things about investing automation is that you don’t need a huge amount of capital to get started. You can start small, which is why automated investing for small accounts is becoming increasingly popular.

Start with a minimal investment and scale as you get comfortable with the system. Surmount's affordable subscription model makes it easy to begin with a smaller balance and gradually increase your investments over time.

Step 5: Monitor and Adjust as Needed

While the beauty of automated investing is that it’s hands-off, you should still keep an eye on your portfolio and make adjustments when necessary. Market conditions change, and your financial goals may evolve. Periodically reviewing your strategy will ensure that your investments are aligned with your current objectives.

On Surmount’s platform, you can track performance in real-time and make tweaks if you feel like your portfolio needs rebalancing. The platform even provides transparency into how each strategy is performing, so you always know what’s going on.

Best Practices for Automating Your Investments

1. Diversify your portfolio: Even with automation, it’s important to spread your risk across different asset classes.

2. Reinvest dividends: If you’re using a dividend-focused strategy, make sure to reinvest those dividends to maximize growth.

3. Set it and forget it (mostly): Trust the system! Algorithms are designed to reduce the stress of daily decision-making.

4. Review quarterly: Check in on your investments every few months to make sure everything is running smoothly and still aligned with your goals.

Common Mistakes to Avoid

• Overcomplicating your strategy: Stick to a strategy that’s easy to understand and manage. Avoid setting too many parameters that may confuse or overwhelm you.

• Neglecting risk tolerance: Don’t select an aggressive strategy just because you want higher returns—consider your risk tolerance.

• Forgetting about fees: While automation is affordable, make sure to choose a platform with low fees, especially if you have a smaller account.

Why Surmount is the Best Choice for Beginner Investors

Surmount’s mission is to democratize automated investing, making it accessible for everyone, regardless of account size or technical know-how. Our platform offers simple, easy-to-understand automated investing strategies that help you achieve your financial goals without the complexity or high fees associated with other platforms.

We’ve designed Surmount to be your go-to platform for investing automation for small accounts. You can start with as little as you like, and our scalable, flexible strategies grow alongside your portfolio. Plus, you can automate your existing brokerage accounts, eliminating the need to open new ones.

Conclusion: Time to Automate Your Investments

If you’re ready to take your investing to the next level and let technology do the heavy lifting, it’s time to automate your investments. Start small, choose the right platform, and watch as your investments grow without the constant stress of monitoring the market.

Take the first step today with Surmount, and see how automating your investing can help you achieve your financial dreams. 🚀